Privacy Policy

US Pawn and Loan (“us” or “we”) understands that privacy is important to you (“members” or “visitors” or “customers”) and values your trust as we serve you in your Buy, Sell, Trade, or Pawn process.  This Privacy Policy explains how personal information about you is collected, used, and disclosed by US Pawn and Loan.  Personal information covered by this Policy includes information that is collected when you sign up for an US Pawn and Loan account, shop our Market Place, use our site in any manner, use our site as a visitor only, or otherwise interact with USPawnandLoan.com.  By interacting with USPawnandLoan.com in any manner including but not limited to the described methods, you acknowledge that you accept the practices and policies explained in this Privacy Policy (“privacy policy” or “policy.”)

Contents

• Personal Information Collected
• Our Use of Personal Information
• Sharing of Personal Information
• Your Choices
• Security of Personal Information
• Changes to this Policy
• Contact Us

Personal Information Collected

We collect personal information you provide to us when you create an account, become a member, use the interactive areas of our site, make a purchase, sell, trade, make a Pawn Loan, chat, email, phone call, or otherwise communicate with us.  The types of personal information we collect include but are not limited to name, postal address, phone numbers, email address, photo, state license information, physical description, demographic, account information, item information including photos, values, descriptions, and any information we find necessary to make a legal transaction in the state of Arkansas.  When interacting with us in a financial transaction we may collect bank account number, routing number, credit card number, financial information submitted via electronic secure form, information from a submitted voided check, or any other necessary information related but not limited to automated clearing house (ACH) transactions and or credit transactions.  Some Information we collect is gathered automatically whenever you use or access our site or services.  For example, when your web browser accesses our site, we obtain certain types of information such as your IP address, access times, and your site navigating trends.  These types of information are gathered so that we are better able to make USPawnandLoan.com more efficient and user friendly.  We may or may not collect data using cookies and or Web Beacons.  A “cookie” is a small data file that our site or third party agent/entity transfers to your computer.  Web Beacons are electronic images that may amongst other functions, deliver cookies, count visits, and provide information as to whether emails have been opened or interacted with.  We may use the data collected in this manner to help support the integrity of the registration and transaction process on our site as well as to learn about your personal interest so that we can personalize our marketing and support for you.

Our Use of Personal Information

We use the personal information we collect about you for a variety of purposes discussed in this section including but not limited to administrative duties related to managing our website and your personal accounts.  We provide Buy, Sell, Trade, or Pawn services and use your information as we see necessary and/or is necessary to carry out these transactions governed by the State of Arkansas.  We respond to comments, emails, and provide customer service utilizing your personal information.  This information may also be used to communicate with you about promotions and advertising.  We may store and process personal information in the United States and other countries.  We Do Not Store or Maintain personal financial information specific to account numbers or other related information beyond the completion or termination of the transaction that the described information was necessary and provided or collected.  Your information may also be compiled and analyzed after removing identifiers that link this data directly to your person so that we may better enhance the experience of visiting and navigating our website.

Sharing of Personal Information

Currently US Pawn and Loan does not share any personal information with any third party outside of that necessarily provided to our and/or your financial institution to complete any Buy, Sell, Trade, or Pawn transaction.  We do reserve the right to at any time share personal information with third parties who complete transactions or perform services on our behalf.  We may also make address lists and general shopping information available to selected companies we believe may offer products or services of interest to you.  Personal information may be shared as part of but not limited to a corporate business transaction such as a merger or acquisition of all or a portion of our business to another company or individual and/or any venture or reorganization.  By agreeing to comply with this Privacy Policy you authorize us to share or use any information provided or collected as we see or as is necessary to carry out Buy, Sell, Trade, and Pawn transactions in Arkansas and to comply with any and all local, state, and federal laws associated to our line of business.  In addition you authorize us to use information provided and/or collected in legal matters including but not limited to dealing with items Pawned or in legal matters dealing with the Pawn Process.  We may share personal information to comply with laws or respond to lawful requests in a legal processes, to protect the rights and property of US Pawn and Loan, our affiliates, employees, and others, including to enforce our agreements, terms of service, or in emergencies to protect the personal safety and rights of any person or entity involved.

Your Choices

You may opt out of receiving promotional emails from US Pawn and Loan by following the instructions in those emails.  You may choose to make specific request in terms of promotional materials by mail or other means by sending that written request to the mailing address for US Pawn and Loan found in the Contact section of the website.  If you request to not be contacted we reserve the right to contact you in matters concerning but not limited to changes in our Policies or Terms, your account, any Buy, Sell, Trade, or Pawn transaction, or in any matter we see necessary outside of promotional reasons.  If your personal information changes we invite you to edit the information we have collected or that you have provided by either logging into your account at USPawnandLoan.com, emailing, or simply calling our support staff.  All of our contact information is provided in the Contact section of this website.  You can choose to stop collection of data by cookies by setting your browser to remove and reject cookies set by US Pawn and Loan  If you choose to remove or reject cookies certain features and functions of the site could be affected.

Security of Personal Information

US Pawn and Loan uses reasonable physical, electronic, and procedural measures to protect personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction while it is under our control.  We use Secure Socket Layer (SSL) technology including 128 bit encryption and utilize third party secure data transmission specialist when transmitting personally sensitive data.  Employees handling sensitive information are bound by non disclosure agreements.  US Pawn and Loan takes pride in handling personal information of our customers/members/visitors and acknowledges that no company can guarantee total security of the described information.

Changes to this Policy

US Pawn and Loan may change this Privacy Policy from time to time and will notify you by changing the “effective date” date above or as required by law.

Contact Us

If you have any questions, comments, or concerns regarding this Privacy Policy or our Privacy Practices please contact us at  (501-843-3632) or email us at storemanager@uspawnandloan.com.  You may also choose to write us at the address below with your privacy related topics.